{"id":12,"date":"2015-06-10T20:41:58","date_gmt":"2015-06-11T00:41:58","guid":{"rendered":"http:\/\/backtothemouse.com\/index.php\/?p=12"},"modified":"2015-06-10T20:41:58","modified_gmt":"2015-06-11T00:41:58","slug":"prepaid-visamastercards","status":"publish","type":"post","link":"https:\/\/backtothemouse.com\/index.php\/prepaid-visamastercards\/","title":{"rendered":"Prepaid Visa\/Mastercards"},"content":{"rendered":"<div dir=\"ltr\">\n<p>Every once in a while, you will find discounts or cash back for purchasing prepaid credit cards.\u00a0 These cards will have the Visa or Master Card logo on them.\u00a0 These prepaid cards generally come in denominations of $25, $50, $100, $200, and sometimes more.\u00a0 They also come with heavy fees that total 3% of the card&#8217;s value or more.<\/p>\n<p>I usually shy away from purchasing these prepaid cards except in certain circumstances.\u00a0 Those circumstances are when stores offer cash back or a rebate for purchasing them.\u00a0 I&#8217;ve seen $20 back if you purchase $300 worth of cards, or $10 for purchasing $100 worth of cards.\u00a0 This cash back incentive or rebate will wipe out the fees you would normally pay for purchasing the cards.<\/p>\n<p>I will purchase these credit cards with this discount or reward if I can get a better deal by purchasing at the store offering them than I can at the store I plan to spend them at.\u00a0 For example, if I have a card that offers 5% cash back or reward points at a store offering these for sale, then I can purchase them and spend them at a store where I only get 2% or 3% cash back or reward points.<\/p>\n<p>I will also sometimes purchase the prepaid credit cards if I can get some rewards at a store that offers other perks (fuel rewards, spending thresholds, etc) or to meet a minimum spend amount on a credit card.<\/p>\n<p>The downside of these cards are that they have to be spent in a specific amount at a store that will drain them completely or let you split the spending onto multiple cards.\u00a0 A few good ideas include purchasing Target gift cards or Disney gift cards.\u00a0 You could also purchase airline gift cards for future travel.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Every once in a while, you will find discounts or cash back for purchasing prepaid credit cards.\u00a0 These cards will <a class=\"more-link\" href=\"https:\/\/backtothemouse.com\/index.php\/prepaid-visamastercards\/\">Continue Reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","ngg_post_thumbnail":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[12,5],"tags":[],"class_list":["post-12","post","type-post","status-publish","format-standard","hentry","category-credit-cards","category-grocery-store","no-post-thumbnail","no-read-more-tag","no-sticky","use-excerpt","entry"],"jetpack_publicize_connections":[],"jetpack-related-posts":[{"id":40,"url":"https:\/\/backtothemouse.com\/index.php\/stacking-onto-the-target-5\/","url_meta":{"origin":12,"position":0},"title":"Stacking onto the Target 5%","author":"Joseph","date":"April 29, 2015","format":false,"excerpt":"We've previously discussed using the Target 5% discount as a method to reduce the cost of your Disney vacations. Another aspect of that discount method is the ability to stack discounts on top of it.\u00a0 One aspect of the online Target checkout software is that it allows you to pay\u2026","rel":"","context":"In &quot;Disney Gift Cards&quot;","block_context":{"text":"Disney Gift Cards","link":"https:\/\/backtothemouse.com\/index.php\/category\/disney-gift-cards\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":6,"url":"https:\/\/backtothemouse.com\/index.php\/target-5-discount\/","url_meta":{"origin":12,"position":1},"title":"Target 5% Discount","author":"Joseph","date":"April 23, 2015","format":false,"excerpt":"The basic approach of our vacation savings plan is built on the Target 5% discount.\u00a0 You can get 5% off Disney gift cards through the use of a few Target cards.\u00a0 The Target based products are the Target Redcard Debit Card, the Target Redcard credit card, and the Target Prepaid\u2026","rel":"","context":"In &quot;Disney Gift Cards&quot;","block_context":{"text":"Disney Gift Cards","link":"https:\/\/backtothemouse.com\/index.php\/category\/disney-gift-cards\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":10,"url":"https:\/\/backtothemouse.com\/index.php\/grocery-store-discounts\/","url_meta":{"origin":12,"position":2},"title":"Grocery Store Discounts","author":"Joseph","date":"May 1, 2017","format":false,"excerpt":"What does grocery shopping have to do with Disney vacation planning? It\u2019s simple: the less you spend on groceries, the more you will have available for your vacation! There are many ways to maximize your discounts when shopping at the grocery store.\u00a0 I won't go into the many ways of\u2026","rel":"","context":"In &quot;Disney Gift Cards&quot;","block_context":{"text":"Disney Gift Cards","link":"https:\/\/backtothemouse.com\/index.php\/category\/disney-gift-cards\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/backtothemouse.com\/wordpress\/wp-content\/uploads\/2015\/12\/IMG_7788-1024x653.jpg?resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/backtothemouse.com\/wordpress\/wp-content\/uploads\/2015\/12\/IMG_7788-1024x653.jpg?resize=350%2C200 1x, https:\/\/i0.wp.com\/backtothemouse.com\/wordpress\/wp-content\/uploads\/2015\/12\/IMG_7788-1024x653.jpg?resize=525%2C300 1.5x"},"classes":[]},{"id":1273,"url":"https:\/\/backtothemouse.com\/index.php\/upcoming-card-selection\/","url_meta":{"origin":12,"position":3},"title":"Upcoming Card Selection","author":"Joseph","date":"August 15, 2016","format":false,"excerpt":"With the recent draw down in our hotel and airline accounts, we need a plan to replenish them.\u00a0 We have our travel plans set until December of 2017, so we have time to build our supply back up.\u00a0 We plan to continue spending on the credit cards we have right\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/backtothemouse.com\/index.php\/category\/credit-cards\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":598,"url":"https:\/\/backtothemouse.com\/index.php\/advice-question\/","url_meta":{"origin":12,"position":4},"title":"Advice Question","author":"Joseph","date":"December 14, 2015","format":false,"excerpt":"I got my first blog related question from a friend\/reader the other week.\u00a0 He was fine with sharing the question and the related advice. Question: We have an expense coming up that will total around $4000 due in the next week or two, so I'm thinking about opening a new\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/backtothemouse.com\/index.php\/category\/credit-cards\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2155,"url":"https:\/\/backtothemouse.com\/index.php\/deals-on-gift-cards\/","url_meta":{"origin":12,"position":5},"title":"Deals on Gift Cards","author":"Joseph","date":"November 10, 2016","format":false,"excerpt":"One of our favorite ways to pay for our trips is through the use of Disney Gift Cards.\u00a0 We always try to buy these at a discount using various strategies.\u00a0 We used to heavily use the Target Gift Card Stacking Strategy until it died over the summer.\u00a0 Since that time,\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/backtothemouse.com\/index.php\/category\/credit-cards\/"},"img":{"alt_text":"Sam's Club Discount","src":"https:\/\/i0.wp.com\/backtothemouse.com\/wordpress\/wp-content\/uploads\/2016\/11\/IMG_2301-1-717x1024.png?resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/backtothemouse.com\/wordpress\/wp-content\/uploads\/2016\/11\/IMG_2301-1-717x1024.png?resize=350%2C200 1x, https:\/\/i0.wp.com\/backtothemouse.com\/wordpress\/wp-content\/uploads\/2016\/11\/IMG_2301-1-717x1024.png?resize=525%2C300 1.5x"},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/peu3ZL-c","jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/backtothemouse.com\/index.php\/wp-json\/wp\/v2\/posts\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/backtothemouse.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/backtothemouse.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/backtothemouse.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/backtothemouse.com\/index.php\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":3,"href":"https:\/\/backtothemouse.com\/index.php\/wp-json\/wp\/v2\/posts\/12\/revisions"}],"predecessor-version":[{"id":115,"href":"https:\/\/backtothemouse.com\/index.php\/wp-json\/wp\/v2\/posts\/12\/revisions\/115"}],"wp:attachment":[{"href":"https:\/\/backtothemouse.com\/index.php\/wp-json\/wp\/v2\/media?parent=12"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/backtothemouse.com\/index.php\/wp-json\/wp\/v2\/categories?post=12"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/backtothemouse.com\/index.php\/wp-json\/wp\/v2\/tags?post=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}